Who We Are
Magnolia Risk Solutions is a commercial insurance agency built for growing businesses. We know the middle market faces unique challenges—too big for cookie-cutter policies, but often overlooked by carriers and brokers chasing only the largest accounts. Our mission is simple: help business owners control risk, protect assets, and free up resources so they can focus on growth.
What We Do
We don’t just sell policies—we design strategies. From property and liability to workers’ compensation, directors & officers, flood, and HOA coverage, we provide tailored insurance and risk management solutions that reduce your Total Cost of Risk (TCOR). That means fewer surprises, more control, and long-term savings.
Who We Serve
Our clients are contractors, manufacturers, HOAs, property investors, and service companies—businesses typically generating $2–$10 million in revenue. They’re leaders who value proactive risk management, clear communication, and a partner who will fight for their best interest at every renewal.
Why Magnolia
Independent & Objective – We represent you, not the carriers.
Risk Management First – Insurance is just one piece of the strategy.
Middle Market Focus – We know your challenges and opportunities.
Relentless Advocacy – Whether it’s claims, renewals, or compliance, we’re in your corner.
Our Roots
Magnolia Risk Solutions was founded by Stephen Frank, a commercial insurance broker and risk manager with years of experience helping businesses navigate complex risks. Outside the agency, Stephen serves as a State Representative in South Carolina, where he champions limited government and pro-business policies.
At Magnolia, our work is guided by the same values: integrity, transparency, and accountability. We believe every business deserves a partner who takes their success personally.
